Spanish Portfolio

We have secured very low deposit programs for this with this project ranging from fixed income to global equity Investint in your future Property investment has proven to be a popular financial alternative than more traditional stock market investments or savings packages and is more and more frequently being seen as a sensible alternative to or complement to a traditional pension fund as a sound way to financially prepare for the future.

You'll profit from our experience As we have focued so much on the investor market our experienced team are able to advise you on the best options you have to leverage your equity. In the case of this development we have brokered an exclusive financial package based on the number of units we have exclusive access to.

Off-plan investments and buy-to-sell properties

This is where a developer decides to build a number of properties on a large plot and needs to sell them before they have been built to fund the development. The advantage here is that you can secure the property by paying a deposit and then a percentage (usually around 30%) of the purchase price.

Properties that are sold off-plan are usually very competitively priced because the developer will want to maximise the amount of cash he has to fund the development. In other words, the more cash the developer has, the less he has to borrow and if he borrows less then he pays less interest to his bank.

You can choose a prime location within the development and you can often specify the furnishings and decor of the property, all of which helps you to get a better return on your investment.

As the development progresses and the properties get nearer completion their values rise because there is less urgency to sell them and prospective buyers can get a clearer idea of what the final product looks like.

Find the Right Property for you

Spanish interest rates are low and property prices are rising steadily. Spain's main airports are predicting a sharp increase in traffic over the next few years, many people believe that the current rate of development will not be able to keep pace with the increased demand for private and holiday accommodation. The result? House prices are set to rise still further so it's a great time to invest.

Facts & Figures

While it is impossible to predict with certainty the return your investment will generate, recent reports from reliable industry sources agree that the return will be high.

Data provided by el Ministerio de Vivienda (the Spanish Ministry of Housing) show steady growth in house prices over the period 2000 - 2004:

Research by Spain's National Statistics Institute predicts that Spain's immigrant population will rise to as much as 5.5 million by 2010, representing in the region of 12% of its population, compared to just 5% in 2001. The rising demand for property will continue to fuel the growth of the property market.

The Sociedad de Tasación SA quote the following figures for nominal property price increase for the twelve month period to June 2006:

The Spanish property economy

The OECD 2005 highlighted that 65% of Spanish homeowners (compared to 38.6% in Europe) own their principal property outright. According to La Caixa Bank's Informe Mensual 2004,the increasing house prices in the last five years has had a "wealth effect",which led to a boost in confidence and consumer spending.

This 'wealth effect' combined with the changes in socio economic factors, demographics,low interest rates and tax incentives for home ownership (Economic Survey of Spain: Stabilising the Housing Market, OECD 2005) have had a strong impact on the demand for new housing particularly through local and international property speculation. The Banco de Espana stated that from 1988 to 2003, the average return on property investment was 13.5%. This was higher than the stock market investments at 9% measured on the basis of the IBEX-35 index over the same period (OECD 2005).

Spain at Bulgaia prices

Spain has been one of the top tourist destinations in Europe for many years. Many people have bought holiday homes in the sun; however, demand has now pushed prices in many areas of Spain sky high.

We are therefore extremely pleased that we can offer you this complete product at very affordable prices. In fact, calculated per square meter, Jumilla Golf & country club is cheaper than for example Bulgaria. (Less than 1200 euros per square meter).

These units are offered to you at pre --launch prices, and are only available through us in special deposit terms. All payments are bank guaranteed. Whether you are buying to live, or as an investment, Jumilla offers outstanding value for money. There is very limited availability on these terms, so be quick!!